|Flood insurance is a wise investment.
Most standard home and business owners insurance policies do not cover
flood losses. Low-cost flood insurance is available for eligible buildings
and contents through the National Flood Insurance Program. Don’t
wait! There is usually a 30-day waiting period before flood insurance
becomes effective. Use the resources below to learn more.
Find Out if You are Eligible for a Flood Insurance Premium Discount Through the National Flood Insurance Program's Community Rating System
Obtain general information about the National Flood Insurance Program,
find a flood insurance agent, estimate your flood insurance premium,
and find out how much it will cost if your building gets flooded.
The Federal Emergency Management Agency has developed this website
as a gateway of information on the National Flood Insurance Program
which includes flood insurance, floodplain management, and flood
Look up your Federal Emergency Management Agency (FEMA) flood zone
on the most current flood insurance rate map. Find historical maps,
flood insurance studies, and mapping products on this website.
The Community Rating System (CRS) is a voluntary incentive program
that recognizes and encourages community floodplain management activities
that exceed the minimum National Flood Insurance Program requirements.
Flood insurance premium rates are discounted to reflect the reduced
In California, the Department of Water Resources (DWR) works with FEMA and local agencies to bring more communities into the CRS program and to improve the standing of communities in the program. To learn more about the CRS program in California, go to the DWR CRS website.