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Flood Management

National Flood Insurance Program


U.S Congress established the National Flood Insurance Program (NFIP) with the passage of the National Flood Insurance Act of 1968. The NFIP is a program administered by the Federal Emergency Management Agency (FEMA) enabling property owners in participating communities to purchase insurance as protection against flood losses in exchange for State and community floodplain management regulations that reduce future flood damages. In California, approximately 97% of California communities participate in the NFIP. Of the participating NFIP communities, approximately 12% participate in the Community Rating System (CRS) Program, which encourages communities to go beyond minimum NFIP requirements. DWR, on behalf of FEMA, conducts Community Assistance Visits (CAVs) to each of the NFIP communities to provide individual technical assistance. For broader training, DWR provides at least 12 statewide NFIP workshops annually.

As reference, DWR also provides links to FEMA/NFIP forms, and to the State’s model ordinance on floodplain management and guidelines on flood management.

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